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Debt Validation: Pay only what you must

What is a debt collector? ... you, collectors must adhere to the guidelines of the Fair Debt Collection ... Your Rights when Fighting Debt Collectors ...

Letter should keep debt collector away

Dr. Don advises a reader who says she continues to be harassed by a debt collector even though she wrote a letter asking them to stop.

When debt collectors call your child

The collectors have a federal law they must obey when contacting the parents of debtors, says the Debt Adviser.

Sleazy new debt collector tactics - MSN Money

... the Federal Trade Commission about debt collectors than about any other industry, ... Control after accusing the debt collector of illegally threatening consumers ...

Your Rights when Fighting Debt Collectors

You are here: Home " Help Center " Your Rights when Fighting Debt Collectors ... a call at work, although the collector is prohibited from sharing any personal ...

Debt Collector FAQ : Office of Consumer Credit Regulation

The Office of Consumer Credit Regulation oversees the consumer finance industry, including non-bank mortgage lenders, debt collectors, loan brokers, retail creditors, money transmitters, credit reporting agencies and non-bank ATMs. The office administers state credit-related statutes and protects consumers by conducting compliance examinations, responding to consumer complaints, issuing licenses and providing consumer education and outreach.

The Consumerist: Shoppers Bite Back

Debt Collectors If you want to successfully challenge a charge a debt collector ... A Lie A Debt Collector Once Told Us ... Debt Collectors Punch Mom In ...

Fair Debt Collection

NYSOAG: Consumer Tips: Debt Collectors

Office of New York State Attorney General Andrew M. Cuomo. The Attorney General -- The People's Lawyer -- is dedicated to aggressively prosecuting and defending the interests of all New Yorkers

FCIC: Fair Debt Collection

If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a debtor. If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a debt collector.

What debt collectors can and can't do - The Boston Globe

Collection agencies are limited by the Fair Debt Collection Practices Act in what they can do when trying to collect a debt:

consumer.org.nz: Home > Legal Rights > Debt collectors > Introduction

Hearing from the debt collector can be a frightening experience for some. ... Most debt collectors keep records of their phone calls so take careful note of ...

STOP DEBT COLLECTORS COLD

... and Confidential Interview With A Former Debt Collector. ... Say NO To Bill Collectors... You DON'T Have to Put up With. Debt Collector Harassment! ...

Debt Collector

... to send an e-mail message, each debt collector party must have an e-mail address. ... fund on-campus organizations debt collector and activities run by ...

Debt Collector Online : Welcome

Use our Online service for debt collection, an efficient way to collect debts in England and Wales from your own desk. A debt collection service that keeps you fully informed online, instructs solicitors at a fixed cost.

Debt Collection Practices: When Hardball Tactics Go Too Far

Dealing with a debt collector can be one of life's most ... 7. How to Complain about a Debt Collector: Tips on Suing. 8. Debt Collectors and Identity Theft ...

Say No to Bill Collectors, Collection Agencys Harassment

Say no to bill collectors: you have rights against collection agencys harrassment. What are the laws of debt collectors? Collection Protection Kit will show you.

Debt Collectors

... by his employer to study in debt collectors Germany, was able to bring back two sewing machines. ... it is because debt collectors we recognize that others ...

Debt collection

Debt collectors must act within the law when recovering debts. ... debt collector may be unlawful: see 'Unacceptable behaviour by debt collectors' (below) ...

The Debt Collector (1999)

The Debt Collector on IMDb: Movies, TV, Celebs, and more...


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About.com
About.com Credit / Debt Management
Get the latest headlines from the About.com Credit / Debt Management GuideSite.

Want to Be Debt-Free? Change the Way You Spend
3 Sep 2010 at 6:30pm

You could try to pay your way out of debt, but if you don't change certain spending habits, you'll find it close to impossible to become debt-free. One of the first things you have to do is tally up your debt and come to grips with what you owe. Learn four other habits to change before you try to get out of debt.

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Credit Card Offers Are Worded to Deceive You
2 Sep 2010 at 8:21pm

Credit card offers are written to entice you to apply and some of the wording is a bit exaggerated. CardRatings.com has a list of the 8 Most Deceptive Terms Used in Credit Card Offers and I definitely agree with the list. I've seen quite a few of them on credit card offers, especially "0% Fraud Liability" and "Helps Build Credit."

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Best Cashback Rewards Credit Cards
1 Sep 2010 at 6:53pm

When it comes to rewards credit cards, I'll take cash over points any day. If you're looking on your own cash back rewards card, you might have a hard time finding a generous cash back program. A lot of great rewards credit card deals have disappeared ever since the Fed put out rules that limit the fees and interest rates credit card issuers can charge.

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Drawbacks of Retail Store Credit Cards
31 Aug 2010 at 9:25pm

I love shopping but I dread the question nearly all store clerks ask now: "Would you like to save 10% and sign up for our credit card?" I used to let them down gently and say I already had the card, but preferred not to use it. Now, I just say that I'm not interested in a new credit card.

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Orchard Bank Secured MasterCard Review
27 Aug 2010 at 6:39pm

Secured credit cards are a great option for people who have bad credit and need a credit card to start rebuilding. They're also good for those who need a first credit card to gain some positive credit history.

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Credit Card Debt Isn't Age-Specific
26 Aug 2010 at 10:00pm

Stereotypically, college students are the group plagued with credit card debt. While cash isn't readily available for them, credit is. But college students aren't the only ones who have a high debt load. Credit card debt affects virtually every age group from 20-somethings to senior citizens.

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Debt Collector Calls on Your Cell Phone
24 Aug 2010 at 6:34pm

No one wants to be contacted by a debt collectors, especially not on your cell phone while you're caught in evening traffic. But, debt collectors can legally contact you on your cell phone if your credit application lists your cell phone number as a contact number for you. Though cell phone contact is enforced by the Federal Communications Commission, rules of the Fair Debt Collection Practices Act (FDCPA, enforced by the Federal Trade Commission) still apply. For example, debt collectors can't call before 8am or after 9pm your time. You can stop debt collector calls by sending a cease and desist letter.

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What to Look for On Your Credit Report
23 Aug 2010 at 6:32pm

When it comes to your credit report, it's best to be "in the know." You'll read a lot of advice to check your credit report for cases of identity theft, but that's not the only reason you should review your credit report. Looking at your credit report also gives you insight into what your creditors are saying about you. If you frequently check your credit report, you'll rarely be surprised about what's there.

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Capital One Charges Fee on 45-Minute Late Payment
21 Aug 2010 at 12:29pm

Earlier this month, About.com Reader Tami says Capital One is her worst credit card because they charged a late fee on her Capital One credit card payment even though it was paid on the due date before 5 p.m. Capital One's excuse: the payment was made after 5 p.m. Eastern time. Tami lives in the Pacific time zone.

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U.S. Bank Minimum Payment Increase
20 Aug 2010 at 12:14am

Yesterday, I received a letter from U.S. Bank letting me know, among other things, that my minimum payment was increasing to $30 or 1% of the balance, whichever was higher. I predicted credit card issuers would do this back when Feds introduced the rule to limit late fees. I won't be surprised if I get more letters from credit card issuers saying they're increasing minimum payments.

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