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Learn all about U.S. savings bonds and Treasury securities. Buy savings bonds or, if you're a Series HH/H bond owner, view your account info, change your address, and request tax information online. TreasuryDirect grants access to your account and lets you maintain it online.
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If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a debtor. If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a debt collector.
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About Some information about debt consolidation
Please email me back with some information about debt consolidation, all my debts amount to around 15000, 4 credit cards, 2 students loans, couple of cell phones and dell line of credit, please let me know thru email if you can help me.
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Stop creditor calls & threats, repossession, foreclosure, garnishment, tax levies, and all collection activities. How to get repossessed cars back. Differences between Chapter 7 and 13. Property exempt in Arizona. Text of the Bankruptcy Code.
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U.S. National Debt Clock
Highlights the outstanding public debt in real time.
Settling debt - Information from Debtmania
Debtmania is your debt settlement resource and provides plain facts about how your credit is affected
debt, public: Definition and Much More from Answers.com
Public Debt borrowings by governments to finance expenditures not covered by current tax revenues. See also Agency Securities ; Municipal Bond ;
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Debt information includes tips, options and advice for people who have a lot of bills and financial obligations but not enough income to cover them.
Africa Action: Campaign to Cancel Africa's Debt
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About.com Credit / Debt Management
Get the latest headlines from the About.com Credit / Debt Management GuideSite.
Want to Be Debt-Free? Change the Way You Spend
3 Sep 2010 at 6:30pm
You could try to pay your way out of debt, but if you don't change certain spending habits, you'll find it close to impossible to become debt-free. One of the first things you have to do is tally up your debt and come to grips with what you owe. Learn four other habits to change before you try to get out of debt. ...Read Full Post
Credit Card Offers Are Worded to Deceive You
2 Sep 2010 at 8:21pm
Credit card offers are written to entice you to apply and some of the wording is a bit exaggerated. CardRatings.com has a list of the 8 Most Deceptive Terms Used in Credit Card Offers and I definitely agree with the list. I've seen quite a few of them on credit card offers, especially "0% Fraud Liability" and "Helps Build Credit." ...Read Full Post
Best Cashback Rewards Credit Cards
1 Sep 2010 at 6:53pm
When it comes to rewards credit cards, I'll take cash over points any day. If you're looking on your own cash back rewards card, you might have a hard time finding a generous cash back program. A lot of great rewards credit card deals have disappeared ever since the Fed put out rules that limit the fees and interest rates credit card issuers can charge. ...Read Full Post
Drawbacks of Retail Store Credit Cards
31 Aug 2010 at 9:25pm
I love shopping but I dread the question nearly all store clerks ask now: "Would you like to save 10% and sign up for our credit card?" I used to let them down gently and say I already had the card, but preferred not to use it. Now, I just say that I'm not interested in a new credit card. ...Read Full Post
Orchard Bank Secured MasterCard Review
27 Aug 2010 at 6:39pm
Secured credit cards are a great option for people who have bad credit and need a credit card to start rebuilding. They're also good for those who need a first credit card to gain some positive credit history. ...Read Full Post
Credit Card Debt Isn't Age-Specific
26 Aug 2010 at 10:00pm
Stereotypically, college students are the group plagued with credit card debt. While cash isn't readily available for them, credit is. But college students aren't the only ones who have a high debt load. Credit card debt affects virtually every age group from 20-somethings to senior citizens. ...Read Full Post
Debt Collector Calls on Your Cell Phone
24 Aug 2010 at 6:34pm
No one wants to be contacted by a debt collectors, especially not on your cell phone while you're caught in evening traffic. But, debt collectors can legally contact you on your cell phone if your credit application lists your cell phone number as a contact number for you. Though cell phone contact is enforced by the Federal Communications Commission, rules of the Fair Debt Collection Practices Act (FDCPA, enforced by the Federal Trade Commission) still apply. For example, debt collectors can't call before 8am or after 9pm your time. You can stop debt collector calls by sending a cease and desist letter. ...Read Full Post
What to Look for On Your Credit Report
23 Aug 2010 at 6:32pm
When it comes to your credit report, it's best to be "in the know." You'll read a lot of advice to check your credit report for cases of identity theft, but that's not the only reason you should review your credit report. Looking at your credit report also gives you insight into what your creditors are saying about you. If you frequently check your credit report, you'll rarely be surprised about what's there. ...Read Full Post
Capital One Charges Fee on 45-Minute Late Payment
21 Aug 2010 at 12:29pm
Earlier this month, About.com Reader Tami says Capital One is her worst credit card because they charged a late fee on her Capital One credit card payment even though it was paid on the due date before 5 p.m. Capital One's excuse: the payment was made after 5 p.m. Eastern time. Tami lives in the Pacific time zone. ...Read Full Post
U.S. Bank Minimum Payment Increase
20 Aug 2010 at 12:14am
Yesterday, I received a letter from U.S. Bank letting me know, among other things, that my minimum payment was increasing to $30 or 1% of the balance, whichever was higher. I predicted credit card issuers would do this back when Feds introduced the rule to limit late fees. I won't be surprised if I get more letters from credit card issuers saying they're increasing minimum payments. ...Read Full Post
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