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Welcome to DebtAdvice.org!

DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit Counseling Service (CCCS). Learn how NFCC through its Member agencies has been offering low-cost assistance to people trying to cope with difficult credit-related issues since 1951. Independently Accredited Member agencies Discover how you'll benefit by working with a Member agency., due to a strict independent accreditation process through the Council on Accreditation of Services For Families and Children, Inc. (COA).

Myvesta US Is Dedicated to Educating Consumers About Debt, Credit Cards, Mortgages, Loans, Bankruptcy, Credit Counseling, Creditors, Debt Collectors, & Debt Help Solutions

Advice and assistance to help those facing bankruptcy, collection calls, credit counseling, bad debts, behind on bills, repossession, foreclosure, or who want to get out of debt.

Christian Credit Counselors, Inc. An Honest Ministry for Debt Counseling

Christian Credit Counselors, a non-profit organization providing free Debt management and Credit Counseling that reduces interest rates, stops creditor harassment, stops late fees.

15 secrets debt counselors wish you knew (Page 1 of 3)

When it comes to money management mistakes, debt counselors have seen it all. And if you knew what they already know, you could save a lot of money and more than a little grief.

Feds sue, say debt counselor duped debtors - MSN Money

AmeriDebt billed itself as a trusted nonprofit and 'friend of consumers in crisis,' but the FTC says one of the nation's largest debt counselors is neither.

Debt Free For Believers | Eliminate Your Debt

Debt Free believes in your right to be free from the bondage of debt. Debt Free’s consumer credit and debt management counselors are focused on helping people get out of debt, providing debt management and financial education programs. If you’re tired of the bondage that credit card or other unsecured debt has brought into your life, find out how our credit counseling, financial education and debt management solutions can help you.

Debt Counselors

... in 257 Ningbo were growing, debt counselors storing, and processing their own ... and from groovy people without debt counselors any children to a couple trying ...

DebtSmart.com - "Chris Peruzzi vs. the Debt Counselors" by Chris Peruzzi

I've got SUCH a headache. If you ever want to see me lose my temper really fast, talk to me about my debt counseling company. I have never had to deal with such a band of galactic level screw-ups in my life. In a roundabout way, I would guess that they are doing the job they are supposed to be doing. They are curing me of any kind of desire to ever be in debt again.

Credit Counselors, Consumer Counseling Agency, Debt Management

Credit Counselors is a non-profit credit counseling and debt management service. Our mission is to help people on an individual basis in their effort to repay debt and start fresh.

Consumer Debt Counselors Home Page

Consumer Debt Counselors is a non-profit agency that provides FREE financial counseling and programs to effectively manage debt.

Welcome to NFCC!

DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit Counseling Service (CCCS). Learn how NFCC through its Member agencies has been offering low-cost assistance to people trying to cope with difficult credit-related issues since 1951. Independently Accredited Member agencies Discover how you'll benefit by working with a Member agency., due to a strict independent accreditation process through the Council on Accreditation of Services For Families and Children, Inc. (COA).

CDC Frequently Asked Questions

Consumer Debt Counselors is a non-profit agency that provides FREE financial counseling and programs to effectively manage debt.

Credit Counselors - About Credit Counselors - Non Profit Debt Counselors

Credit Counselors is a non profit debt counseling agency

Find credit counseling at Delray Credit Counseling, industry leaders in credit counseling services and debt consolidation services.

Choosing a Debt Counselor

... a debt-management programs (DMP), which is a plan a financial counselor puts in ... All debt counselors are not created equal. ...

Secrets of Debt Counselors - Consumer News Story - WRC | Washington

Secrets of Debt Counselors. Email This Story | Print This Story ... SO WHAT ARE THE SECRETS DEBT COUNSELORS WISH YOU KNEW, SECRET NUMBER ONE, ...

Non-Profit Consumer Credit Counseling Services - Debt Counseling - Debt Help

GreenPath Debt Solutions consumer credit counseling services overview. GreenPath is a non-profit organization that offers customized, personal consumer credit counseling services.

USATODAY.com - All debt counselors are not the same

All debt counselors are not the same By Christine Dugas, USA TODAY Debt is a hot commodity. Ads for agencies that promise to help relieve your debt woes are cropping up everywhere. If Congress approves a sweeping bankruptcy reform bill...

Consumer Credit Counseling Service -- Non-profit CCCS

Welcome to the nonprofit Consumer Credit Counseling Service (CCCS). At CCCS, we offer free credit counseling and a nonprofit debt management program. We serve clients ranging from Atlanta to West Palm Beach to Jackson, MS and Knoxville, TN.

Family Credit Counseling Service: Christian credit counseling And Help With Debt Management

Family Credit Counseling Service offers Christian credit counseling, help with debt management and general financial information to help individuals with debt free living.


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Asset Acceptance's New Required "We Will Not Sue" Disclosure
6 Feb 2012 at 7:13am

Asset Acceptance, one of the biggest and most-complained about debt collectors/debt purchasers, recently agreed to a $2.5 million settlement to an FTC lawsuit. Asset Acceptance faced a slew of allegations including collecting debts from identity theft victims, providing false information to the credit bureaus, pursuing debts after the statute of limitations expired, and tricking consumers into restarting the statute of limitations.

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Your Credit Card Payment Amount
3 Feb 2012 at 5:01pm

Every month around this time, many people sit down with their bills and their checkbook (or their computer or iPad) and write the checks to pay the bills. With some bills, you pay the exact amount due, no questions. But with credit cards, you may wonder the best amount to pay.

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You May Owe Taxes on Settled Debts
1 Feb 2012 at 5:01pm

Negotiating a lower payment is one way to pay off your credit card debt at a lower cost. When the lender agrees to settle your debt for a lower amount, say $500 on a $1,000 debt, part of the debt is cancelled. It's good news for you in the short run, but you could end up paying taxes on the cancelled amount.

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Some Bank Customers Will Owe Taxes on Airline Miles
1 Feb 2012 at 4:07am

Going forward, you might think twice about accepting an award or prize when you open up a financial account because you could owe taxes on the award. This year, Citibank is sending out 1099-MISC forms for mileage bonuses awarded to new checking account customers in 2011. According to the LA Times, the IRS agrees that this is part of the tax law.

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Avoid Big Credit Repair Mistakes
29 Jan 2012 at 5:01pm

Don't ruin your credit repair progress by making big mistakes, like falling for a credit repair scam or by focusing on things that don't influence your credit score. Perhaps the biggest mistake of all is ignoring your credit problems instead of taking action.

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Request Validation from Debt Collectors
25 Jan 2012 at 5:01pm

Why does it seem like debt collectors get away with so much? I believe it's because so many consumers simply don't know their rights when it comes to third-party collectors. For example, did you know that you can request proof of a debt's validity when a collector first contacts you about it? If the collector can't prove you owe the debt and that they are authorized to collect on it, they can't legally continue collection efforts.

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13 States With Free and Discounted Credit Reports
22 Jan 2012 at 5:01pm

Most credit reports costs a minimum of $10.50 depending on where you purchase from. That's more than $30 for three credit reports at a time.

We're all entitled to a free annual credit report each year from AnnualCreditReport.com, but certain states have laws that grant an additional free credit report each year. Other states have laws that discount credit reports. For example, credit reports cost $3 in Minnesota.

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Best Credit Cards for Rebuilding Bad Credit
20 Jan 2012 at 5:01pm

It's tough getting a new credit card when you have bad credit. Many credit card issuers won't approve your credit card application because of your negative credit history. It makes rebuilding your credit score difficult since you can't get new, positive information added to your credit report.

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Know Your Rights With Debt Relief Companies
18 Jan 2012 at 5:01pm

Over the years, the debt relief industry has gotten a bed reputation thanks to companies who signed consumers up on expensive plans without completely explaining those plans.

In October 2010, the Federal government passed a law to end many of the predatory practices that debt relief companies engaged in. Notably, most for-profit debt relief companies, that includes debt settlers and consolidators and credit counseling agencies, can't ask you for an upfront payment and they must disclose all costs and negative consequences upfront.

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Give Your Credit Score a Boost
17 Jan 2012 at 5:01pm

Most of us could use a boost to our credit scores, unless of course, you're one of the 22% of the population with a credit score above 750 (according to CreditKarma.com). If you're planning to shop for a major loan soon, increasing your credit score by a few points could help you qualify for a lower interest rate, thereby lowering your monthly loan payment and the amount of interest you pay over the loan.

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